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Are you looking for an easy way to keep track of your income, outgoings/expenses?

Then this is for you!
-It makes budgeting fun :-)
*Developed by a trained and practiced budget advisor to help people
-Everyone should have one

This is a program that I have laboured for months and months on to get right

You can choose what figure you put in for many different areas that you can change to suit yourself (different types of income & expenses). Then you enter what period of time it is for & the program does the rest -telling you what it works out to be over different time periods and if you have a surplus or shortfall (colour coded)

You could stop there or you could continue to use the 'cashflow' part of the file. As you may know, cash flow is important because you may have enough over a year to cover all your expenses but if a lot of a big item is coming up sooner than the income to cover it then you may not have enough to pay for it yet. This part helps you plan for this

You could stop there or you could use the 'bank accounts' part of the file which helps you keep track of incomings and outgoings of different accounts (if you have them)

You could use the 'debts' part of the file which helps you keep track of how much you are paying off debts and when you can expect to have it paid off completely

You could use it to keep track of money you are putting aside ('saving') for certain things (allocations) as well

However far you want to go in managing your budget. This program can do it for you with easy to follow instructions
-Developed because nothing else like it is around (especially not for free!)

What's been said about this program... 'simon80' from TradeMe said "Good fast trade. Excellent program. Great value for money."
-That's right, people have paid good money for this program and now I'm offering it to you for nothing... Enjoy!












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